Properties / 6939 W BETH Drive
FHA ASSUMABLERate: 6.39%

6939 W BETH Drive

$410,000
Laveen, AZ 85339
3 beds2 baths1,568 sqftSingle Family
The assumable advantage
6.39%
FHA assumed rate
$81,190 interest already paid off
Estimated Loan Balance$374,032
Cash to close$36,404
Est. Monthly PITI$2,976
Initial Loan Amount$388,669
Time on site42 days
Remaining Term26 years, 9 months
Seller's equity (what you pay)
$35,968
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Nearly New 2023 Meritage home! Nestled in the serene gated McClellan Ranch neighborhood, this stunning home boasts backyard mountain views and no back neighbor. The Calm package includes espresso cabinets with brushed gold hardware, dusty white granite countertops, upgraded LVP flooring and well maintained carpet and epoxy garage flooring added post purchase. Your backyard is ready for some exciting customization, design, and even a pool! Covered patio and extended added patio to enjoy the stellar mountain views and sunsets. Conveniently near Loop 202, the McClellan Ranch - Estate Series offers easy access to all the amenities the valley has to offer. Energy efficient and competitively priced!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $35,968. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,568
Property typeSingle Family
MLS #7061009
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,434/mo
Source est. payment (PITI)
$2,976/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$35,968

Asking price minus remaining loan balance. Closing costs are additional.

$0$35,968
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.