Properties / 7521 S WOODCHUTE Drive
VA ASSUMABLERate: 3.45%

7521 S WOODCHUTE Drive

$570,000
Gold Canyon, AZ 85118
4 beds3 baths2,231 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$74,175 interest already paid off
Estimated Loan Balance$457,290
Cash to close$114,545
Est. Monthly PITI$2,741
Initial Loan Amount$499,900
Time on site50 days
Remaining Term25 years, 7 months
Seller's equity (what you pay)
$112,710
Cash or secondary financing
Monthly savings
$1,117
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Experience the perfect blend of luxury, comfort, and breathtaking desert scenery in this beautifully upgraded 4-bedroom, 2.5-bath home offering 2,231 square feet of thoughtfully designed living space. The stunning gourmet kitchen is the heart of the home, featuring an oversized granite island, subway tile backsplash, stainless steel appliances, a gas cooktop, abundant cabinetry, and an open layout perfect for everyday living and entertaining. The generous family room is filled with tons of natural light and features dual sliding doors, creating the perfect indoor-outdoor living experience. The expansive primary suite is a true retreat, offering a spa-inspired ensuite with dual vanities, an oversized super shower, and a spacious walk-in closet. Three additional generously sized bedrooms provide plenty of flexibility for family, guests, or a home office. Step outside to your own private backyard situated on a premium oversized lot with no neighbors behind. Soak in the breathtaking mountain views while relaxing under the extended pergola complete with a misting system, entertaining on the expanded paver patio, or unwinding in the jacuzzi after a day of adventure. Located in the heart of Gold Canyon at the base of the iconic Superstition Mountains, this home offers an unbeatable Arizona lifestyle with world-class hiking, horseback riding, mountain biking, championship golf courses, and endless opportunities to explore the beauty of the Sonoran Desert.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $112,710. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,231
Property typeSingle Family
MLS #7046927
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,244/mo
Source est. payment (PITI)
$2,741/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$112,710

Asking price minus remaining loan balance. Closing costs are additional.

$0$112,710
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.