***SELLER WILLING TO COVER A RATE BUY DOWN OR CLOSING COSTS***Check out this move in ready 4-bedroom home with a stone-accented facade, a manicured landscape, and a 2-car garage! Explore the bright living areas that flow seamlessly, featuring tile floors, contemporary lighting, neutral paint that complements any decor style, and abundant natural light. The open-concept kitchen is complete with white shaker cabinets, granite countertops, SS appliances, a walk-in pantry, and an island, perfect for meal prep and midnight snacks. Relax after a long day in the main retreat, boasting a private bathroom with dual sinks and a practical walk-in closet for added organization. Out back, you'll have a cozy covered patio perfect for morning coffee, a grass area, and a nice seating space with pavers.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $20,774. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.