Properties / 18428 W EWERS Drive
VA ASSUMABLERate: 2.98%

18428 W EWERS Drive

$398,900
Surprise, AZ 85374
4 beds2 baths1,813 sqftSingle Family
The assumable advantage
2.98%
VA assumed rate
$63,116 interest already paid off
Estimated Loan Balance$421,079
Cash to close$0
Est. Monthly PITI$2,285
Initial Loan Amount$469,596
Time on site2 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$377
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Welcome to refined living in the highly sought-after Bell Pointe! This beautifully appointed single-level residence offers 4 bedrooms, 2 bathrooms, and an exceptional blend of elegance, comfort, and modern sophistication. A striking paver driveway, 2-car garage, and mature landscaping create an impressive first impression. Inside, abundant natural light fills the thoughtfully designed interior, showcasing a timeless neutral palette, recessed lighting, plush carpeting, and sophisticated tile flooring throughout. The gourmet kitchen is the heart of the home, featuring stainless-steel appliances, luxurious quart

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,813
Property typeSingle Family
MLS #7077693
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,975/mo
Source est. payment (PITI)
$2,285/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.