MAJOR PRICE IMPROVEMENT! Don't miss the assumable FHA loan at an advantageous rate! Welcome to this nearly-new home at Empire Pointe with almost $66k in included builder options, perfectly positioned directly across from a large neighborhood green belt for open space out front instead of a neighbor's rooftop. Inside, almost 2,700 square feet is thoughtfully laid out with 4 bedrooms, 3.5 bathrooms, and a den that could be a home office, playroom, or bonus space. The spacious great room flows seamlessly into a beautifully finished kitchen anchored by a large island, and a dual-slider opens the space to a nicely-landscaped back yard for effortless indoor/outdoor living. Built only about two years ago, this home was done right where it counts, featuring a tankless water heater, a whole-home... ...water filtration and softening system, and a third car tandem garage for the storage and flex space many homes don't offer. The community delivers just as much, with a fitness center, sparkling pool and jacuzzi, pickleball and basketball courts, shaded play structures, play lawns, and two dog parks. Newer construction, smart upgrades, and a premium green belt location all come together here. Please note that buyers must qualify as necessary to assume existing FHA loan.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $30,248. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.