Move in Ready 3 bedroom 2 bath home with upgrades running through the home in Prescott, Az. This home was recently renovated within the last year and some more upgrades in the kitchen. Solar has been added, sellers only used the home part time so they have credits with APS. Estimating what your monthly bill would be will be up to you if you are looking for a full time home but if you are looking for a part time home then your bills will be limited. Secluded neighborhood with equal distance to Prescott, Prescott Valley and Chino Valley for all your shopping needs and amenities. Great location that doesn't have homes available often. You truly have to see it in persona to really appreciate it.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $112,097. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.