2022-BUILT LAS BRISAS HOME WITH TWO FLEX SPACES, VA ASSUMABLE LOAN & ASSUMABLE SOLAR LOAN! This thoughtfully designed home offers flexible living spaces, high ceilings, white plantation shutters throughout & plenty of natural light throughout. Just off the entry, a private office/den provides a dedicated work-from-home space, while a separate formal living area offers endless possibilities as a bonus room, hobby space or additional living area. Continue into the open family room with high ceilings & a sliding glass door overlooking the backyard. The kitchen features a large center island with breakfast bar seating, quartz countertops, custom tile backsplash, stainless steel appliances including dual built-in ovens & a gas cooktop, plus a walk-in pantry with built-in shelving; the adjoining dining area offers plenty of natural light. The split, spacious primary suite features carpet, an oversized walk-in closet & an attached ensuite with dual vanities, abundant cabinetry, a separate walk-in glass shower & soaking tub. Two additional bedrooms share a convenient dual-entry full bath with a shower/tub combination & separate vanities for each bedroom. Outside, enjoy a large covered patio with a ceiling fan, natural grass, low-maintenance desert landscaping & block fencing, ready to enjoy. Additional features include a 2-car garage, leased solar panel & assumable VA Loan at 4.875%, subject to lender approval & buyer qualifications. Las Brisas offers parks, playgrounds, green space, walking & biking paths, basketball courts & sand volleyball courts, with convenient access to I-10.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $38,452. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.