You'll LOVE this incredible two-story home in Rancho Vista! Offering 4 beds, 2 baths + powder room, manicured landscape, and a 3-car tandem garage w/workbenches & shelving. The inviting interior showcases tons of natural light, high ceilings, a neutral palette, and carpet & tile flooring t/out. Great floor plan featuring a formal dining room and a large living room w/electric fireplace! The impressive kitchen boasts SS appliances, granite counters, a walk-in pantry, additional eating area, ample staggered cabinetry, and an island w/breakfast bar. This gem comes with a versatile den downstairs & a cozy loft upstairs. All bedrooms are on the upper level! The spacious double-door primary bedroom has a sitting/office room and an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Laundry room with a sink for your convenience. If you want to relax or enjoy BBQ, the backyard awaits you with a covered patio! Don't miss this opportunity!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.