Properties / 2917 N HERITAGE Street
VA ASSUMABLERate: 6.22%

2917 N HERITAGE Street

$648,000
Buckeye, AZ 85396
4 beds4 baths2,694 sqftSingle Family
The assumable advantage
6.22%
VA assumed rate
$31,635 interest already paid off
Estimated Loan Balance$607,619
Cash to close$39,771
Est. Monthly PITI$4,272
Initial Loan Amount$612,995
Time on site3 days
Remaining Term29 years, 3 months
Seller's equity (what you pay)
$40,381
Cash or secondary financing
Monthly savings
$59
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Beautiful Pulte home with a luxury curb appeal in desirable Verrado. Offering 4 bedrooms, 3.5 baths & 2,694 sq ft with TWO primary suites--one on the main level & one upstairs--plus 2 additional bedrooms. Spacious living, dining & family areas feature plantation shutters, hardwood & tile flooring & tastefully painted cabinetry. Enjoy a private backyard retreat with sparkling pool, 2 patios, Edison-style lighting, outdoor kitchen, pizza oven & fire pit on travertine decking. Additional features include: plantation shutters, solar, water softener, Vivint security, Tesla wall charger in garage, dual vanities & newer major systems. A/C units replaced in 2020 & 2026, water heater 2026 & new turf Sept. Private garage entry at back of home. Wonderful indoor/outdoor living in sought-after Verrado

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $40,381. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet2,694
Property typeSingle Family
MLS #7077155
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,762/mo
Source est. payment (PITI)
$4,272/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$40,381

Asking price minus remaining loan balance. Closing costs are additional.

$0$40,381
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.