Fall in love with this charming residence in Phoenix! NO HOA! Featuring 5 beds, 3 baths, a stone-accent facade, an inviting front porch, gated off-street parking, an RV gate, and alley access. Inside, a cozy living area welcomes you, along with abundant natural light and tile floors throughout. Enjoy a formal dining area, while the eat-in kitchen boasts ample wood cabinetry, granite counterspace, travertine-style tile backsplash, recessed lighting, and SS appliances. The home offers two main bedrooms, each with a private bath for added convenience. The backyard features a covered patio, separate seating area, and artificial turf, ideal for relaxing or entertaining. Conveniently located near shopping & dining, Downtown Phoenix, with easy access to I-10 & I-17. Don't miss this opportunity!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $155,163. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.