Escape to the cool mountain air of Payson with this charming single-level home nestled among the towering pines in Mesa Del Caballo. Perfect as a full-time residence, weekend getaway, or vacation rental, this 2-bedroom, 1-bath home offers a split floor plan, covered deck and patio, storage shed, central A/C, and peaceful mountain surroundings. Enjoy hiking, fishing, off-roading, and all that Arizona's Rim Country has to offer, while being just minutes from downtown shopping and dining. With no HOA, mountain views, high-speed internet availability, and financing options including FHA, VA, USDA, Conventional, and Cash, this is your opportunity to own an affordable mountain retreat.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $44,741. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.