Properties / 2443 W VIA DONA Road
FHA ASSUMABLERate: 6.92%

2443 W VIA DONA Road

$550,000
Phoenix, AZ 85085
4 beds3 baths2,095 sqftSingle Family
The assumable advantage
6.92%
FHA assumed rate
$86,691 interest already paid off
Estimated Loan Balance$327,055
Cash to close$223,308
Est. Monthly PITI$2,811
Initial Loan Amount$340,862
Time on site23 days
Remaining Term26 years, 3 months
Seller's equity (what you pay)
$222,945
Cash or secondary financing
Monthly savings
$989
Versus today's market rate
Est. savings per year
$12K
Versus today's market rate

About this home

LOCATION!! Welcome to this beautifully updated 4 bedroom, 2.5 bathroom home in the highly sought after Dynamite Mountain Ranch community of North Phoenix. Located less than a mile from The Shops at Norterra, this home offers unmatched convenience with shopping, dining, entertainment, and easy freeway access just minutes away. Featuring approximately $80,000 in recent renovations, you'll love the stunning new kitchen with designer finishes, a luxurious remodeled primary bathroom, new flooring throughout, and new interior doors that give the home a fresh, modern feel. Spacious living areas and thoughtfully updated finishes make this move in ready home the perfect blend of style, comfort, and location.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $222,945. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,095
Property typeSingle Family
MLS #7056340
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,255/mo
Source est. payment (PITI)
$2,811/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$222,945

Asking price minus remaining loan balance. Closing costs are additional.

$0$222,945
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.