Properties / 17736 N 183RD Avenue
VA ASSUMABLERate: 3.07%

17736 N 183RD Avenue

$399,500
Surprise, AZ 85374
4 beds2 baths1,991 sqftSingle Family
The assumable advantage
3.07%
VA assumed rate
$54,041 interest already paid off
Estimated Loan Balance$353,272
Cash to close$48,499
Est. Monthly PITI$1,911
Initial Loan Amount$390,000
Time on site50 days
Remaining Term25 years, 4 months
Seller's equity (what you pay)
$46,228
Cash or secondary financing
Monthly savings
$683
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

NEWER A/C YORK 5-TON AFFINITY SERIES. SEMI-CUSTOM THROUGHOUT INCLUDING GRANITE COUNTERTOPS, BEAUTIFUL CUSTOM PAVERS AND UPGRADED PET FRIENDLY TURF IN LOW MAINTENANCE OASIS BACKYARD! Charming home with versatile den that can also be a 4th bedroom, Open and bright floor plan with formal living and dining areas. Kitchen features granite countertops, beautifully refinished white cabinetry, with an upgraded accent backsplash, upgraded tile flooring throughout for a clean, modern feel. Spacious backyard with low-maintenance turf, ideal for pets and outdoor enjoyment. Located near parks, greenbelt areas, shopping, dining and convenient access to loop 303. Solar see attached solar lease disclosure summary for payment details and terms

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $46,228. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,991
Property typeSingle Family
MLS #7025982
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,673/mo
Source est. payment (PITI)
$1,911/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$46,228

Asking price minus remaining loan balance. Closing costs are additional.

$0$46,228
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.