EXCEPTIONAL VALUE in this rare 4 bed 3 bath home! The home sits where city amenities meet rural lifestyle in one of Chino Valley's premier subdivisions with low HOAs. Main level features an open floor plan ideal for entertaining that flows to the fully enclosed backyard bringing indoor and outdoor living together. The kitchen has tile counters, full pantry, and space for an island. One bedroom and bath on the main level that could be used as a 4th bedroom office den study guest bedroom. The second level offers two bedrooms, one is oversized with walk in closet great for hobby space, 2nd living space or larger bedroom. The primary suite is also on second level with walk in closet. Save on utilities with the owned solar. The roof replaced in 2021. Water heater is also new in 2026.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $72,009. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.