Check out this beautiful, 3-bedroom home in Surprise! The spacious den features double doors and plenty of room to create a comfortable home office, TV room, playroom, or even an additional bedroom if desired. There's plenty of space to make the den your own--a place to work, relax, or recharge. The home is surrounded by single-story homes on both sides, offering added privacy and a more open feel. The low-maintenance backyard includes a covered patio and an RV gate, making outdoor living and storage convenient. Inside, you'll find tile flooring throughout the main living areas, with carpet only in the two secondary bedrooms. The spacious primary bedroom and den feature attractive wood flooring, while ceiling fans in all bedrooms provide added comfort. Additional features include a tankless water heater for energy-efficient hot water and access to the community pool. Come take a look-this could be your future home.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $250,686. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.