Properties / 7352 W WINDSOR Avenue
FHA ASSUMABLERate: 4.3%

7352 W WINDSOR Avenue

$320,000
Phoenix, AZ 85035
3 beds3 baths1,565 sqftSingle Family
The assumable advantage
4.3%
FHA assumed rate
$69,155 interest already paid off
Estimated Loan Balance$109,232
Cash to close$211,445
Est. Monthly PITI$1,154
Initial Loan Amount$147,415
Time on site50 days
Remaining Term17 years, 8 months
Seller's equity (what you pay)
$210,768
Cash or secondary financing
Monthly savings
$1,151
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

This beautifully maintained 3-bedroom, 2.5-bath townhome offers 1,565 sq ft of comfortable living in a gated community with resort-style amenities. The open-concept layout features a spacious living area, well-appointed kitchen with ample cabinetry, pantry, and generous counter space, making it perfect for both everyday living and entertaining. Upstairs, the primary suite serves as a private retreat with dual sinks, a walk-in closet, and plenty of room to unwind. Enjoy your own cozy courtyard, ideal for morning coffee or relaxing evenings. Complete with a 2-car garage and access to the community pool, this home is conveniently located near I-10, shopping, dining, entertainment, and everyday conveniences.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $210,768. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,565
Property typeSingle Family
MLS #7050922
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$736/mo
Source est. payment (PITI)
$1,154/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$210,768

Asking price minus remaining loan balance. Closing costs are additional.

$0$210,768
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.