3-bedroom, 2-bathroom home ideally located near the Golf Course & Green Valley Park, in Payson. Spacious 2-car garage with a large workshop on the side. This home offers plenty of room for vehicles, storage, & RV parking. Large kitchen perfect for cooking & entertaining, with beautiful cabinetry, detailed countertops, newer appliances, and a BRAND NEW dishwasher and huge walk-in pantry with abundant storage throughout the home. Sunroom opens to living room and showcases beautiful mountain views. The cozy pellet stove provides warmth & ambiance during cooler months, while central heating and air conditioning ensure comfort in every season. With no HOA, this property offers both freedom and convenience. New Roof just installed July 2026 - Transferable! Make this wonderful home your own!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $390,594. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.