Welcome to this charming home full of warmth and character! This 2-bedroom, 2-bath home also features a versatile office that's ideal for working from home, a craft room, or guest space. Large windows invite an abundance of natural light, creating a bright and welcoming feel throughout. For added peace of mind, the home includes a newer roof and HVAC system, offering improved comfort and efficiency. Outside, you'll enjoy a fully fenced yard with mature trees providing shade and beauty, a picturesque vine-covered carport, and multiple storage sheds for all your tools, hobbies, and outdoor gear. Combining charm, functionality, valuable updates, and plenty of outdoor space, this home is one you won't want to miss!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $137,084. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.