Properties / 3411 W FILLMORE Street
FHA ASSUMABLERate: 2.71%

3411 W FILLMORE Street

$700,000
Phoenix, AZ 85009
8 beds4 baths sqftSingle Family
The assumable advantage
2.71%
FHA assumed rate
$53,565 interest already paid off
Estimated Loan Balance$335,455
Cash to close$364,545
Est. Monthly PITI$2,089
Initial Loan Amount$382,936
Time on site10 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$364,545
Cash or secondary financing
Monthly savings
$2,569
Versus today's market rate
Est. savings per year
$31K
Versus today's market rate

About this home

Excellent opportunity to own a 4-unit income-producing property with renovations completed approximately 4-5 years ago. The property offers four separate units, providing multiple income streams and strong potential for long-term investment. The renovations add appeal for investors looking for a property with improvements already completed, while still offering potential for future rental growth and appreciation. Conveniently located near shopping, dining, transportation, schools, and everyday amenities, making it an attractive option for tenants. Whether you're an experienced investor looking to expand your portfolio or a buyer seeking a multi-unit property with income potential, this fourplex is an opportunity worth considering.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $364,545. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms8
Bathrooms4
Property typeSingle Family
MLS #7073941
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,559/mo
Source est. payment (PITI)
$2,089/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$364,545

Asking price minus remaining loan balance. Closing costs are additional.

$0$364,545
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.