Properties / 3626 SNEAD Drive
VA ASSUMABLERate: 4.28%

3626 SNEAD Drive

$390,000
Sierra Vista, AZ 85650
3 beds3 baths1,841 sqftSingle Family
The assumable advantage
4.28%
VA assumed rate
$69,316 interest already paid off
Estimated Loan Balance$203,509
Cash to close$186,491
Est. Monthly PITI$1,469
Initial Loan Amount$236,500
Time on site0 days
Remaining Term22 years, 8 months
Seller's equity (what you pay)
$186,491
Cash or secondary financing
Monthly savings
$1,130
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Beautifully updated 3BR+/2.5BA, 1,841 SF home on a .291-acre lot in Pueblo del Sol Country Club Estates! Natural light fills the inviting living room w/stone-accented gas fireplace. Gorgeous kitchen features wood accent wall, dining area, Corian counters, painted cabinetry, breakfast bar, abundant storage, stainless appliances w/gas range & tile floors. Bonus sitting room w/wood accent wall plus guest half bath. Spacious downstairs primary suite has bay window, barn-door entry to ensuite bath w/twin vanity, tiled soaking tub/shower & large walk-in closet. Upstairs offers 2 bedrooms w/walk-in closets, full guest bath & linen storage. Large block-walled backyard outdoor space features covered patio w/added shade, shed, raised garden, dog house & double gate. 2-car garage. Close to downtown.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $186,491. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,841
Property typeSingle Family
MLS #7078639
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,170/mo
Source est. payment (PITI)
$1,469/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$186,491

Asking price minus remaining loan balance. Closing costs are additional.

$0$186,491
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.