Properties / 6594 W PLEASANT OAK Court
FHA ASSUMABLERate: 3.07%

6594 W PLEASANT OAK Court

$429,000
Florence, AZ 85132
4 beds4 baths3,173 sqftSingle Family
The assumable advantage
3.07%
FHA assumed rate
$51,024 interest already paid off
Estimated Loan Balance$340,622
Cash to close$92,003
Est. Monthly PITI$2,276
Initial Loan Amount$374,440
Time on site50 days
Remaining Term25 years, 5 months
Seller's equity (what you pay)
$88,378
Cash or secondary financing
Monthly savings
$920
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

SELLERS OFFERING 3% CONCESSIONS! FRESH PAINT! MOTIVATED SELLERS! Sits on a cul-de-sac, offering 4 beds, 3.5 baths, 3-car garage w/220V, & mature landscape. The fabulous interior features chic light fixtures, surround sound, tons of natural light, tall ceilings, and carpet & wood-look tile floors. You'll love the spacious great room & formal dining room! The impressive kitchen boasts SS appliances, quartz counters, white cabinets, & an island w/breakfast bar, and den w/French doors. The main bedroom is downstairs, featuring dual sinks, separate tub/shower, +walk-in closet. Other bedrooms upstairs, plus large bonus room wired for ethernet! Two bedrooms have access to the Jack & Jill. Enjoy the backyard retreat w/covered patio, extra outlets, pavers, & artificial turf and gas stub

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $88,378. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms4
Square feet3,173
Property typeSingle Family
MLS #7025592
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,610/mo
Source est. payment (PITI)
$2,276/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$88,378

Asking price minus remaining loan balance. Closing costs are additional.

$0$88,378
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.