Properties / 21334 W HOLLY Street
VA ASSUMABLERate: 6.11%

21334 W HOLLY Street

$499,900
Buckeye, AZ 85396
5 beds4 baths2,960 sqftSingle Family
The assumable advantage
6.11%
VA assumed rate
$10,095 interest already paid off
Estimated Loan Balance$396,154
Cash to close$104,139
Est. Monthly PITI$2,789
Initial Loan Amount$397,322
Time on site14 days
Remaining Term29 years, 7 months
Seller's equity (what you pay)
$103,746
Cash or secondary financing
Monthly savings
$533
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Your dream home is here! This delightful property showcases a 3-car garage, an RV gate, stylish pavers, & tasteful stone accents. You'll be delighted w/ the spacious great room for relaxing evenings w/ loved ones. The gourmet kitchen boasts granite counters, white shaker cabinets w/ crown moulding, stainless steel appliances, a subway tile backsplash, a walk-in pantry, & an island w/ a breakfast bar. You'll find a main-level bedroom w/ a private bath, perfect for guests. Upstairs, the versatile loft provides a space for work or relaxation. The primary bedroom showcases an ensuite w/ dual sinks, an oversized shower, & a walk-in closet. Unwind in the backyard, which offers a covered patio, pristine artificial turf, & breathtaking mountain views. Make this gem yours!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $103,746. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms4
Square feet2,960
Property typeSingle Family
MLS #7072393
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,415/mo
Source est. payment (PITI)
$2,789/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$103,746

Asking price minus remaining loan balance. Closing costs are additional.

$0$103,746
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.