This spacious 2,013 sf home has 3 BR, 2 BA, kitchen, living rm, family rm & TWO versatile FLEX rooms-could be a 4th BR, den, gym or whatever you need! Eat in kitchen w/ pantry & breakfast bar. Primary BR suite offers sep tub/shower, 2 sinks & WI closet. Freshly painted Interior & exterior. New carpet. Corner lot w/ HUGE yard, sparkling pool & 2 patio areas, ideal for outdoor dining & grilling! 2 car garage w/ storage cabs. Leased solar panels $233/mo=LOW APS bills. This great home is located in beautiful Estrella Mountain Ranch, a premier community where residents enjoy top-rated schools, local dining & a vibrant lifestyle w/ access to clubhouses, a championship golf course, pools, fitness ctr, parks, ballfields, scenic lakes, a yacht club & 65 miles of hiking/biking trails!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $184,068. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.