Move right in with confidence! Big-ticket improvements are already handled in this single-level, no-HOA Phoenix home. HVAC (2022), electrical and plumbing updates (2024), sewer-line full replacement, enhanced insulation and reverse osmosis pair with a remodeled kitchen, granite counters, plantation shutters, and classy new ceiling fans. The efficient 2-bedroom layout is easy to maintain, while the covered patio, fenced backyard, RV gate, two storage sheds and attic flooring add useful space beyond the interior. Washer, dryer and refrigerator convey. One-car carport plus additional slab parking. Convenient access to I-17 and Loop 101, parks, shopping and dining.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $33,896. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.