Own this home with 0% down! This inviting 3-bedroom, 2-bath home features a low-maintenance front yard, a 2-car garage with cabinets, and a bright, open layout with vaulted ceilings, recessed lighting, and a stylish neutral palette. The eat-in kitchen offers granite countertops, shaker cabinetry, built-in appliances, a pantry, and a center island with breakfast bar. The spacious primary suite includes dual sinks and a walk-in closet. Enjoy indoor-outdoor living with a covered patio, generous backyard, powered storage shed, and detached workshop. Solar panels add even more value! Grant availability should be verified with the participating lender and is subject to buyer qualifications
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $23,548. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.