This completely updated 1946 historic home blends timeless character with modern comfort in a split 4-bedroom, 2-bath layout plus a separate den/flex space--ideal for working from home, hobbies, or a second living area. Recent improvements include a new A/C unit and new wood flooring and new windows, while thoughtful design details like high-end custom metalwork with I-beams add a distinctive architectural touch throughout. The primary suite is filled with natural light thanks to floor-to-ceiling windows and offers easy indoor-outdoor flow. You'll also love the oversized laundry room with sink and abundant storage, plus a walk-in pantry that keeps everything organized and within reach. Out back, enjoy a south-facing yard with an extended covered patio and three custom exit doors that make everyday living and entertaining feel seamless. An additional air-conditioned backyard "she-shed"/"man cave" provides the perfect bonus space for a studio, office, or retreat. An additional storage container provides extra space for tools, seasonal items, or equipment. All of this is set in the heart of Midtown, close to shopping, restaurants, events, downtown, and major freeways--an especially special opportunity in a prime Phoenix location.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $45,106. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.