Over 2 acres with natural gas and town water a rare combination on a parcel this size! This 3 bedroom 2 bathroom home with a separate office/study (possible 4th bedroom) has been nicely updated! Enjoy a new AC unit, new paint, new floors, new kitchen cabinets, new countertops, new windows and more! Great property, with space for your RV, Boat, Horses and Goats! Great potential to build your dream shop and barn! Plant a garden, get some chickens the choices are yours! Enjoy far reaching, mountain and green belt views! Just moments from hwy 260, for quick access to Cottonwood, or I17! No HOA on this spacious property!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $199,468. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.