Welcome home to this spacious 4-bedroom, 3-bath home in desirable Railroad Springs! Featuring a new roof just one year old, solar, central A/C, an instant hot water heater, and a new sliding glass door, this home is move-in ready. Enjoy a large, low-maintenance backyard perfect for entertaining, plus a 2-car garage with a built-in workbench and plenty of storage. Conveniently located just minutes from NAU, Downtown Flagstaff, shopping, dining, and easy access to Snowbowl. With 4 bedrooms and 3 full baths, this home offers incredible flexibility for families, college students, a second home, or investment property!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $49,247. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.