Tucked away in a quiet cul-de-sac in the desirable Desert Lakes Estates, this thoughtfully upgraded 3-bedroom, 2-bathroom home offers a lifestyle of comfort and practicality with no HOA and wide, easy-to-navigate streets. Inside, the spacious 1,816 sq ft layout boasts vaulted ceilings, casual dining space, and a rear kitchen with a walk-in pantry and tile countertops. Tile and carpet flooring add warmth and texture throughout the living areas. Eco-conscious upgrades include leased solar panels that may be paid off with the right offer, helping reduce monthly energy costs, plus a whole home water filtration system. The air-conditioned garage with built-in cabinets and an 8-foot door provides extra utility, while the side parking accommodates your RV or desert toys with ease. Enjoy beautifully maintained front yard landscaping, mountain views, and a fenced backyard ideal for relaxing or entertaining. Located near championship golf, shopping, and just minutes from the Colorado River, Lake Mohave, Laughlin casinos, and Lake Havasu adventures, this home blends convenience, privacy, and functionality in one of Fort Mohave s most attractive communities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $81,835. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.