Properties / 36833 W MATTINO Lane
FHA ASSUMABLERate: 4.59%

36833 W MATTINO Lane

$299,999
Maricopa, AZ 85138
4 beds2 baths1,826 sqftSingle Family
The assumable advantage
4.59%
FHA assumed rate
$66,653 interest already paid off
Estimated Loan Balance$164,170
Cash to close$137,604
Est. Monthly PITI$1,432
Initial Loan Amount$191,457
Time on site50 days
Remaining Term21 years, 10 months
Seller's equity (what you pay)
$135,829
Cash or secondary financing
Monthly savings
$776
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Move-in ready and waiting for you! Step into this spacious 4 bedroom, 2 bathroom and 1,826 sq. ft. home. Situated on a desirable corner lot with beautiful stone accents that enhance its curb appeal. Inside you'll find stainless steel appliances, matching granite countertops in the kitchen and bathrooms, creating a cohesive and upgraded look. The oversized kitchen island, open concept is perfect for entertaining, meal prep, and gatherings. Spacious 6,977 sq. ft. lot for a dream backyard. Seller will contribute toward buyer's closing costs with an acceptable offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $135,829. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,826
Property typeSingle Family
MLS #7011325
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$993/mo
Source est. payment (PITI)
$1,432/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$135,829

Asking price minus remaining loan balance. Closing costs are additional.

$0$135,829
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.