Properties / 5641 N BEGONIA Street
FHA ASSUMABLERate: 6.84%

5641 N BEGONIA Street

$120,000
Casa Grande, AZ 85122
2 beds2 baths785 sqftSingle Family
The assumable advantage
6.84%
FHA assumed rate
$484 interest already paid off
Estimated Loan Balance$4,439
Cash to close$115,566
Est. Monthly PITI$191
Initial Loan Amount$4,512
Time on site30 days
Remaining Term27 years, 5 months
Seller's equity (what you pay)
$115,561
Cash or secondary financing
Monthly savings
$678
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

EXCELLENT INVESTMENT POTENTIAL Fantastic chance to acquire a 2-bedroom, 1.5-bath home in Casa Grande with NO HOA restrictions! this property features a desirable split floor plan, covered parking, and a dedicated exterior storage shed. Conveniently situated near local dining, grocery shopping, and major commuter routes including I-10, offering smooth travel toward both Phoenix and Tucson.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $115,561. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet785
Property typeSingle Family
MLS #7065335
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$30/mo
Source est. payment (PITI)
$191/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$115,561

Asking price minus remaining loan balance. Closing costs are additional.

$0$115,561
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.