Properties / 30943 W MULBERRY Drive
VA ASSUMABLERate: 3.45%

30943 W MULBERRY Drive

$315,000
Buckeye, AZ 85396
4 beds2 baths1,712 sqftSingle Family
The assumable advantage
3.45%
VA assumed rate
$49,793 interest already paid off
Estimated Loan Balance$211,163
Cash to close$103,837
Est. Monthly PITI$1,390
Initial Loan Amount$243,463
Time on site4 days
Remaining Term23 years, 8 months
Seller's equity (what you pay)
$103,837
Cash or secondary financing
Monthly savings
$769
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Freshly painted and move-in ready! Built in 2020, this 4-bedroom, 2-bath home in Tartesso offers an open, functional floor plan with 9-foot ceilings and plenty of natural light. The kitchen features granite countertops, a large island, espresso cabinetry, stainless steel appliances and a walk-in pantry. The split primary suite provides added privacy, while the oversized backyard gives you plenty of room for a pool, entertaining, kids, pets or whatever you want to make it. Tartesso is a great community with parks, playgrounds, walking and biking paths, sports fields and tennis courts throughout. Clean, updated and ready for its next owner!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $103,837. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,712
Property typeSingle Family
MLS #7073687
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,089/mo
Source est. payment (PITI)
$1,390/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$103,837

Asking price minus remaining loan balance. Closing costs are additional.

$0$103,837
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.