Properties / 7346 E NARANJA Avenue
FHA ASSUMABLERate: 7.44%

7346 E NARANJA Avenue

$440,000
Mesa, AZ 85209
3 beds2 baths1,545 sqftSingle Family
The assumable advantage
7.44%
FHA assumed rate
$91,206 interest already paid off
Estimated Loan Balance$457,264
Cash to close$0
Est. Monthly PITI$3,728
Initial Loan Amount$465,478
Time on site50 days
Remaining Term27 years, 5 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This delightful 3-bedroom, 2-bathroom residence boasts a host of great upgrades. Upon entry, you're greeted by a thoughtfully designed layout, complemented by neutral paint tones and generously sized rooms flooded with natural light. The heart of the home, the kitchen, is a true standout. Adorned with painted white cabinets featuring elegant crown molding, granite countertops harmonizing beautifully with the cabinetry, modern hardware, ample storage, a stylish backsplash, and stainless steel appliances, it's a chef's dream come true. Your master retreat beckons with a charming board and batten accent wall and convenient access to the backyard via an Arcadia door. The ensuite master bathroom offers indulgence with a separate roman tub and walk-in shower, along with a spacious walk-in closet. Outside, discover the joys of your own private paradise. Kids will delight in the in-ground trampoline, while you savor the bounty of mature fruit trees that provide lemon and oranges to enjoy. If this home ticks all your boxes, don't wait seize the opportunity and make an offer today before it's gone!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,545
Property typeSingle Family
MLS #6954821
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,262/mo
Source est. payment (PITI)
$3,728/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.