Stop the tape! You'll want to lock this house away. Don't just stand there, operate on writing an offer as soon as possible. You do not want to miss out on this opportunity to own one of the prized jewels this perfectly quaint and well-kept Surprise hidden gem of a neighborhood called Avila at Rancho Mercado! We've got the community pool and dog park to enjoy and the amazingly gorgeous and walkable neighborhood with ample lush trees and montain views to make you feel at ease. Don't like yard work? This is the perfect option for you! Create your backyard the way you want it and the HOA that takes care of the front. Just look at all that wood plank tile throughout and the new prestine paint job inside. You didn't read it wrong, this is a 4 bedroom and it's cheaper than the 3 bedrooms! Wait til you see the quality built garage cabinets! This is your moment. If you had one shot, one opportunity to grab the house you've always wanted... would you capture it, or just let it slip?
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $17,636. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.