Welcome to the gated community of Embarcadero! This 4-bedroom, 2.5-bath home offers plenty of space, a functional layout, and an unbeatable location just 15 minutes from Sky Harbor Airport and minutes from South Mountain's hiking and biking trails. The open-concept floor plan is perfect for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, rich espresso cabinetry, pendant lighting, a center island, and breakfast bar overlooking the main living area. A large den/game room downstairs gives you the flexibility for a second living room, home theater, office, or playroom. Upstairs you'll find all four bedrooms along with a spacious loft that can easily be used as a home office, game room, or additional family space. The primary suite offer dual sinks, a large walk-in closet, and a private bathroom. Out back is where this home really shines. The oversized backyard features an extended patio and a large grass field with plenty of room for entertaining, kids, pets, or even adding a pool. Homes with this much usable outdoor space are hard to find. If you've been looking for a move-in-ready home in a gated community with room to spread out inside and out, this one is worth a look.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $40,262. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.