Properties / 11002 W DEANNE Drive
FHA ASSUMABLERate: 3.45%

11002 W DEANNE Drive

$325,000
Sun City, AZ 85351
3 beds2 baths2,156 sqftSingle Family
The assumable advantage
3.45%
FHA assumed rate
$46,622 interest already paid off
Estimated Loan Balance$291,970
Cash to close$39,310
Est. Monthly PITI$1,824
Initial Loan Amount$314,204
Time on site54 days
Remaining Term25 years, 6 months
Seller's equity (what you pay)
$33,030
Cash or secondary financing
Monthly savings
$481
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Welcome to your Sun City retreat! This charming home features easy-care vinyl floors and a bright, updated kitchen with stainless steel appliances, a large pantry, and plenty of storage for all your favorites. The spacious bedrooms and refreshed guest bath make hosting family or friends a joy. Step outside to a large, fully fenced yard - perfect for relaxing, gardening, or simply enjoying the Arizona sunshine. Ideally located near Parkwest for shopping, dining, and entertainment, plus quick access to the 101 for visiting loved ones. A wonderful blend of comfort and convenience awaits. Come see why this could be the perfect fit for your next chapter!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $33,030. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,156
Property typeSingle Family
MLS #6926805
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,436/mo
Source est. payment (PITI)
$1,824/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$33,030

Asking price minus remaining loan balance. Closing costs are additional.

$0$33,030
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.