Properties / 9048 E BLANCHE Drive
VA ASSUMABLERate: 6.2%

9048 E BLANCHE Drive

$1,085,000
Scottsdale, AZ 85260
4 beds3 baths2,863 sqftSingle Family
The assumable advantage
6.2%
VA assumed rate
$93,884 interest already paid off
Estimated Loan Balance$816,959
Cash to close$268,041
Est. Monthly PITI$5,604
Initial Loan Amount$834,647
Time on site0 days
Remaining Term28 years, 2 months
Seller's equity (what you pay)
$268,041
Cash or secondary financing
Monthly savings
$1,281
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Beautifully updated 4 bed/3 bath home with flexible living spaces, resort-style backyard and spacious 3-car climate-controlled garage! Updates throughout with three fully remodeled bathrooms (2024-2026), carpet/interior paint (2024-2026), HVAC (2024) & water softener (2025). The main level is designed for entertaining with two living areas and formal dining. The kitchen features stainless appliances, gas cooking, walk-in pantry, breakfast bar and an eat-in nook overlooking the pool. Retreat upstairs to the spacious primary suite featuring double vanities, a soaking tub and spa-like shower. Three additional bedrooms and a full bath complete the upper level. Outside, enjoy a heated saltwater pool, covered patio, built-in BBQ, mountain views & mature citrus trees. THIS HOME CHECKS EVERY BOX!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $268,041. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,863
Property typeSingle Family
MLS #7079570
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$5,118/mo
Source est. payment (PITI)
$5,604/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$268,041

Asking price minus remaining loan balance. Closing costs are additional.

$0$268,041
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.