Properties / 40571 N CLUBHOUSE Street
VA ASSUMABLERate: 6.82%

40571 N CLUBHOUSE Street

$349,000
San Tan Valley, AZ 85140
3 beds2 baths1,737 sqftSingle Family
The assumable advantage
6.82%
VA assumed rate
$47,993 interest already paid off
Estimated Loan Balance$298,325
Cash to close$50,974
Est. Monthly PITI$2,203
Initial Loan Amount$305,268
Time on site50 days
Remaining Term27 years, 9 months
Seller's equity (what you pay)
$50,675
Cash or secondary financing
Monthly savings
$60
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Beautifully remodeled 3-bedroom, 2-bath home on owned land in the gated 55+ Links Estates community! This move-in ready home features a spacious air-conditioned bonus room, separate A/C hobby room/workshop, remodeled kitchen with newer appliances, updated flooring throughout, and a cozy fireplace. Recent improvements include a new heat pump with transferable warranty, new water heater, and freshly painted exterior. Enjoy lower property taxes, available on-site RV parking, and an active lifestyle with a clubhouse, Olympic-size heated community pool, planned activities, and beautifully maintained grounds. A rare opportunity to own land in one of the area's most desirable active adult communities!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $50,675. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,737
Property typeSingle Family
MLS #7055818
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,998/mo
Source est. payment (PITI)
$2,203/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$50,675

Asking price minus remaining loan balance. Closing costs are additional.

$0$50,675
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.