Spacious and thoughtfully designed, this impressive 5-bedroom, 3-bath home in Surprise offers 3,368 square feet of modern living with comfort and style in mind. A welcoming 8-foot front door opens to an airy open-concept floor plan highlighted by 9-foot ceilings and a generous great room that seamlessly connects to an extended covered patio.. The beautifully appointed kitchen features 42'' white shaker cabinetry, sleek granite countertops, a large center island, and Whirlpool stainless steel appliances. A single-bowl white Blanco sink, matte black fixtures, and a gas stub for a future gas stove makes updates easier. Versatility is key with a massive den that can easily serve as a second living area, home office, or recreation space. The primary suite is a true retreat, offering a spa walk-in closet and a well appointed bathroom with dual sinks, a large walk-in shower, and a convenient linen closet. Additional upgrades include durable 6x24 wood-look tile flooring throughout and energy-efficient features such as dual-pane windows, ENERGY STAR appliances, radiant barrier insulation, and a Carrier 14 SEER air conditioning system with programmable thermostat. Located in a desirable community with access to a pool and shared tennis courts, this home blends modern design, energy efficiency, and everyday functionality.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.