Welcome to The Colony South. A quiet pocket of Canyon Creek Deer Valley built around a community pool, spa, walking paths, and a dog park, just off Greenway Road and I-17 in north Phoenix. This two-story home offers a direct-access 2-car garage, plus one additional parking space in the driveway. Step inside to vaulted ceilings and tile flooring that carries through the entry and dining area, with one bedroom tucked just off the entry, complete with its own half bath and adjoining laundry, and a staircase leading up to the home's other three bedrooms. The kitchen keeps its painted white cabinetry, tile countertops, and a built-in oven and microwave tower, with a breakfast bar open to the dining space. Black hardware has been replaced throughout the home, tying the finishes together room to room. Upstairs, the primary suite has its own private bath and closet, and one of the home's two full bathrooms has already been freshly updated with a new vanity and matte black fixtures. A half bath downstairs rounds out two and a half baths total. Three additional bedrooms offer room to spread out, each with its own closet. Out back, French doors off the kitchen open to a private patio, your own spot for morning coffee or an evening wind-down. The HOA, at $179 a month, covers exterior maintenance and front yard care and includes access to the community pool, spa, walking paths, and dog park just around the corner. Easy access to both I-17 and the 101 puts the whole Valley within reach for work or weekends.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $22,907. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.