Properties / 17214 N 9TH Place
FHA ASSUMABLERate: 4.6%

17214 N 9TH Place

$550,000
Phoenix, AZ 85022
4 beds3 baths2,100 sqftSingle Family
The assumable advantage
4.6%
FHA assumed rate
$101,040 interest already paid off
Estimated Loan Balance$252,537
Cash to close$298,007
Est. Monthly PITI$2,101
Initial Loan Amount$295,075
Time on site26 days
Remaining Term22 years, 1 month
Seller's equity (what you pay)
$297,463
Cash or secondary financing
Monthly savings
$1,725
Versus today's market rate
Est. savings per year
$21K
Versus today's market rate

About this home

TENANTS TO VACATE on-or-before 9/30/26. Beautifully maintained 4-bedroom, 3-bathroom, two-story home nestled within the gated community of Villas At Trellis. Inside discover a bright, inviting interior with a neutral color palette and tiled entry that opens to the spacious main living area. Just beyond, the stylish kitchen showcases stainless steel appliances, center island, and an eye-catching tile backsplash. Main level also features a full bathroom and versatile bedroom, perfect for guests. Upstairs, you'll find two secondary bedrooms along with the private primary suite. The spacious primary retreat offers a beautifully designed en-suite with dual vanities connected by a seated makeup vanity, creating the perfect space to start and end your day.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $297,463. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,100
Property typeSingle Family
MLS #7067330
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,519/mo
Source est. payment (PITI)
$2,101/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$297,463

Asking price minus remaining loan balance. Closing costs are additional.

$0$297,463
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.