Properties / 42823 N COURAGE Trail
VA ASSUMABLERate: 6.76%

42823 N COURAGE Trail

$565,000
Anthem, AZ 85086
3 beds2 baths2,075 sqftSingle Family
The assumable advantage
6.76%
VA assumed rate
$12,597 interest already paid off
Estimated Loan Balance$148,128
Cash to close$416,733
Est. Monthly PITI$1,368
Initial Loan Amount$150,000
Time on site1 day
Remaining Term28 years, 10 months
Seller's equity (what you pay)
$416,872
Cash or secondary financing
Monthly savings
$2,358
Versus today's market rate
Est. savings per year
$28K
Versus today's market rate

About this home

FALL IN LOVE with the Anthem lifestyle! Located in Anthem Parkside, this home is surrounded by mountain views and close to everything that makes the community such a great place to live. Residents enjoy community pools, waterslides, a large fitness center, parks, pickleball & tennis courts, sports fields, miles of trails, playgrounds, community events and Anthem's well known, Market in the Park- all with a reasonable HOA fee. In a great location within the community, this single-story home features 3 bedrooms, 2 bathrooms, a dedicated office/den and a 3-car garage. The open-concept living area is filled with natural light from large windows and an oversized sliding glass door, while the cozy brick fireplace adds warmth and character to the space. The kitchen opens to the living and dining areas and features a large island with breakfast bar seating, stainless steel appliances, double wall ovens, plenty of cabinetry and a pantry. The primary suite includes a walk-in closet, dual sinks, a soaking tub and separate shower. Out back, the low-maintenance yard features an extended covered paver patio, built-in BBQ station and mature landscaping. Convenient access to I-17 and Loop 303, plus proximity to TSMC and the growing North Phoenix employment corridor, makes the location even better. Come see why so many people love calling Anthem home!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $416,872. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,075
Property typeSingle Family
MLS #7078531
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$974/mo
Source est. payment (PITI)
$1,368/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$416,872

Asking price minus remaining loan balance. Closing costs are additional.

$0$416,872
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.