Properties / 18579 W PIERSON Street
VA ASSUMABLERate: 4.45%

18579 W PIERSON Street

$534,990
Goodyear, AZ 85395
4 beds3 baths2,603 sqftSingle Family
The assumable advantage
4.45%
VA assumed rate
$93,918 interest already paid off
Estimated Loan Balance$254,555
Cash to close$281,524
Est. Monthly PITI$1,874
Initial Loan Amount$295,300
Time on site50 days
Remaining Term22 years, 5 months
Seller's equity (what you pay)
$280,435
Cash or secondary financing
Monthly savings
$1,658
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

Welcome to the highly sought-after Sedella community! This beautifully maintained Meritage home features super low electric bills thanks to the solar to be paid off at close of escrow. Enjoy the back yards sparkling pool, covered patio, and much, much more. Offering 4 bedrooms, 3 full baths, and a versatile flex room, this split floor plan is ideal for today's lifestyle. The oversized secondary bedroom includes a private en-suite bath, perfect for guests or multi-generational living. The gourmet kitchen offers abundant cabinetry and opens to the spacious great room, ideal for entertaining. Fresh interior paint, two large sliding glass doors, a tandem garage, nearby parks, walking paths, and a move-in-ready design complete this exceptional home.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $280,435. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,603
Property typeSingle Family
MLS #7055073
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,497/mo
Source est. payment (PITI)
$1,874/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$280,435

Asking price minus remaining loan balance. Closing costs are additional.

$0$280,435
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.