Nestled in the cool pines of Overgaard, AZ, this charming 2-bedroom, 2-bathroom split log-sided Elk model cabin offers the perfect blend of rustic character and modern comfort. The inviting great room features a striking stone-faced fireplace, central heat and air conditioning, vaulted T&G ceiling, and ceiling fans for year-round comfort. The spacious kitchen and convenient laundry room add practicality to the cozy mountain retreat. Step outside and enjoy the tranquil setting with a quaint stream running along the back of the property, shaded by beautiful mature willow trees--an ideal backdrop for relaxation and outdoor gatherings. Located in the desirable Bison Ranch community, this cabin provides the perfect mountain escape while still offering all the comforts of home.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $52,298. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.