This beautifully maintained home in a desirable 55+ community! A qualified buyer may have the rare opportunity to assume the seller's existing VA loan at an amazing 2.78% interest rate, subject to lender approval and assumption requirements. Enjoy bright living spaces, energy-efficient dual-pane windows, privacy shades, and plumbing updated in 2021. The Arizona room features a mini-split system, making it ideal for a home office, hobby room, or additional year-round living space. Community amenities include a refreshing pool, with shopping, dining, and everyday conveniences nearby. Don't miss this exceptional home and incredible financing opportunity!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $57,677. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.