Properties / 2852 S ASPEN Way
FHA ASSUMABLERate: 2.88%

2852 S ASPEN Way

$330,000
Camp Verde, AZ 86322
3 beds2 baths1,008 sqftSingle Family
The assumable advantage
2.88%
FHA assumed rate
$31,859 interest already paid off
Estimated Loan Balance$171,043
Cash to close$158,957
Est. Monthly PITI$1,178
Initial Loan Amount$197,359
Time on site7 days
Remaining Term24 years, 1 month
Seller's equity (what you pay)
$158,957
Cash or secondary financing
Monthly savings
$1,125
Versus today's market rate
Est. savings per year
$14K
Versus today's market rate

About this home

Can you say CUTE? This charming 3-bedroom, 2-bath home is full of warmth, character, and pride of ownership! Very well cared for and move-in ready, the home features updated flooring, fresh, updated countertops, and a newer HVAC system. Dining room table is a built in with storage under the benches. Mature trees provide plenty of shade, while the green yard creates an inviting space to relax and enjoy the outdoors. Both the front and back yards are fully fenced. The backyard offers a grassy area for pets, a chicken coop, and plenty of room to enjoy Arizona living. There's also space for RV parking and a detached single-car garage that can double as a workshop. Cozy, comfortable, and exceptionally maintained, this adorable home is ready for its next owner!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $158,957. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,008
Property typeSingle Family
MLS #7075862
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$821/mo
Source est. payment (PITI)
$1,178/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$158,957

Asking price minus remaining loan balance. Closing costs are additional.

$0$158,957
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.