Assumable VA 5.625% loan! Welcome to Fulton Homes Escalante! This beautiful home offers 4-bedroom, 3 bathrooms, an office, and an open great room layout perfect for entertaining! Plus a 3 car tandem garage! The gourmet kitchen features built-in stainless steel appliances, granite countertops, tile backsplash, and an oversized island with breakfast bar seating. The private primary suite offers direct access to the back patio and a spa-inspired ensuite with dual sinks, soaking tub, and separate shower. Step outside to a freshly updated backyard complete with decorative planter wall, low-maintenance gravel landscaping, and a huge covered patio ideal for relaxing or hosting guests. Escalante offers its residents an amenity rich community with a resort style aquatic center, club house, pickleball courts, playgrounds and more
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $13,126. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.