ASSUMABLE FHA LOAN at 4.3% (~$383K balance) for qualified buyers! Bonus, NO HOA! Experience this beautifully upgraded Mesa home with modern finishes and major updates. Features include an RV gate, spacious parking, recessed lighting, semi-split floor plan and updated flooring throughout--no carpet. Enjoy a custom AV system with Dolby Atmos surround sound in the living room and patio. The kitchen offers stainless steel appliances, white subway tile backsplash, and ample storage, plus a backyard storage shed. Primary suite includes a granite vanity and walk-in shower. Relax in the large backyard with a covered patio, TV, trampoline, and playground set included. New roof (2024) and water heater (2025). Close to Mesa Riverview, parks, and freeways. Some photos may be virtually decluttered.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $44,769. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.