Properties / 5527 S 225TH Avenue
VA ASSUMABLERate: 6.47%

5527 S 225TH Avenue

$1,350,000
Buckeye, AZ 85326
4 beds3 baths2,566 sqftSingle Family
The assumable advantage
6.47%
VA assumed rate
$144,196 interest already paid off
Estimated Loan Balance$1,150,115
Cash to close$199,885
Est. Monthly PITI$7,965
Initial Loan Amount$1,175,000
Time on site1 day
Remaining Term28 years, 1 month
Seller's equity (what you pay)
$199,885
Cash or secondary financing
Monthly savings
$550
Versus today's market rate
Est. savings per year
$7K
Versus today's market rate

About this home

This Turnkey Ranch combines Modern Farmhouse living with an irrigated ranch. Set on two parcels totaling over 3 Acres, this exceptional Buckeye property combines a thoughtfully designed modern farmhouse, established livestock areas (currently with chicken coops and an 8-10 cattle working system), a substantial workshop with storage space, and resort-style outdoor living into one remarkable ranch estate.The fully fenced and gated property features irrigation rights and is divided into separate pastures, distinct from the backyard. It includes two dedicated pastures for an established cattle herd and poultry flock but can be used for horses, donkeys or additional livestock. Built in 2020, this 4-bedroom, 2.5-bath, farmhouse blends modern comfort with timeless ranch character. The gourmet kit chen showcases granite countertops, a large entertaining island, and an oversized stainless-steel refrigerator. Retreat to the spacious primary suite, which features a curbless tiled walk-in shower, extended dual vanities, two custom-designed walk-in closets, and direct access to the laundry room.The private backyard is built for entertaining with a heated pool, extended paver patios, misting systems, and a concrete basketball court. A climate-controlled pool/play house, approximately 180 sq ft is currently equipped for a salon, with a half bath, outdoor shower, and space to lounge. For those needing room for vehicles, equipment, projects, or hobbies, the property delivers with an air-conditioned workshop, oversized garage, two additional 2-car slab carports, and a large lofted shed. An extended front courtyard, pavers, gated entry, and extensive improvements complete a property where the hard work has already been done. Bring the animals, bring the toys, and start living the modern ranch lifestyle from day one.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $199,885. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,566
Property typeSingle Family
MLS #7072535
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$7,411/mo
Source est. payment (PITI)
$7,965/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$199,885

Asking price minus remaining loan balance. Closing costs are additional.

$0$199,885
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.