Properties / 19708 N 271ST Avenue
VA ASSUMABLERate: 6.71%

19708 N 271ST Avenue

$458,000
Buckeye, AZ 85396
2 beds2 baths1,882 sqftSingle Family
The assumable advantage
6.71%
VA assumed rate
$61,032 interest already paid off
Estimated Loan Balance$290,281
Cash to close$168,033
Est. Monthly PITI$2,354
Initial Loan Amount$300,000
Time on site50 days
Remaining Term27 years
Seller's equity (what you pay)
$167,719
Cash or secondary financing
Monthly savings
$759
Versus today's market rate
Est. savings per year
$9K
Versus today's market rate

About this home

Escape to Arizona sunshine in this beautifully upgraded 2 bed, 2 bath, 1,882 sq. ft. home in the award-winning 55+ community of Sun City Festival. Enjoy stunning mountain views, unforgettable sunsets, and resort-style living. Features include a travertine courtyard, chef's kitchen with granite countertops, gas cooktop, large island, and stainless appliances, plus a custom stacked-stone media wall with LED fireplace. Relax on the extended covered patio with pergola, built-in BBQ, and fire pit. Temperature-controlled garage with built-in cabinets. New HVAC (2020), exterior paint (2021), and furnishings included. Championship golf, pickleball, pools, fitness center, clubs, and endless activities await!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $167,719. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,882
Property typeSingle Family
MLS #7056826
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,942/mo
Source est. payment (PITI)
$2,354/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$167,719

Asking price minus remaining loan balance. Closing costs are additional.

$0$167,719
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.